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Choose your rate terms:
Your funds are available when you need them.

Our CDs offer better rates - giving you a guaranteed return, for the term of the CD.
We have several terms to help you meet your financial needs.

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CD Rates

  • 6 Month CD
    5.30%
    ANNUAL PERCENTAGE YIELD (APY)
  • 1 Year CD
    4.95%
    ANNUAL PERCENTAGE YIELD (APY)
  • 2 Year CD
    4.25%
    ANNUAL PERCENTAGE YIELD (APY)
  • 3 Year CD
    3.50%
    ANNUAL PERCENTAGE YIELD (APY)
  • 4 Year CD
    3.00%
    ANNUAL PERCENTAGE YIELD (APY)
  • *Interest rates and Annual Percentage Yields (APY) accurate as of 1/3/2024 and are subject to change without notice. The APY assumes interest remains on deposit until maturity.

    A penalty may be imposed for early withdrawal on any CD. Minimum balance to open is $5,000 in new money to ableBanking. New money is defined as money that has not been deposited with ableBanking in the previous 30 days. Minimum balance to earn stated APY is $0.01.

    Not Available as an IRA.

    FDIC insurance limits of $250,000 apply to the combined deposit balances between ableBanking and Northeast Bank.

    Undeniable Savings

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    $185.00
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    $45.00
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    If you're "saving" at a traditional bank, you're not saving much. At ableBanking we don't have branches - instead we give you better rates and are FDIC insured.